Stumped is a story set during the 1999 cricket world cup and the simultaneous development in Kargil. It traces the life of army major Raghav Seth's (who is fighting the Kargil war) wife Reena (Raveena Tandon) 0as well as the lives of cricket crazy residents of the Happy Home Complex. The most avid cricket lovers among these are Mr. Khetrapal followed by Girish, Gautam and Bhola. However the secretary of the society, Mr. Subramanium, head the anti-cricket campaign along with another resident, Latloo Singh. During the India-Sri Lanka match the two cut the cable wire, to teach everybody a lesson.

In the midst of the cricket mania, Baba, a good-man, visits the society and shows Girish and Deshpande how their queries about India's chances of winning the world cup and the fate of the stock market, are insignificant in comparison to Raghav and the war he is fighting for the country.

Events reach a tuing point when Reena receives the news that her husband Major Raghav (Aly Khan) is missing and presumed dead, while her neighbors celebrate the home team's win.

In many ways, 'Stumped' is a coming of age story. It is a story of exuberance and youth, of fear and insecurities. In short, of life as we lead it. 'Stumped' is a story, whose time has come.